Investment Management & Planning

Before making any investment, it is important to know your investment needs and which options may be best suited for your unique situation. We work with our clients to understand the timeframe and risk tolerance for each goal, to ensure we make investment recommendations in your best interest. We will work with you to determine an appropriate asset allocation strategy and then monitor your portfolio to address any emerging opportunities or issues.

Retirement Planning

Planning for retirement can be a difficult task given the many variables involved. How reasonable are your assumptions about future income streams? No two situations are exactly alike. You need someone to partner with you, assess your needs, understand your goals, and make sensible projections. At Archstone Financial, that is exactly what we do.

Whether you are accumulating for retirement or already drawing income, we will work with you to generate a clear picture of your financial situation, clarify your retirement goals, help you make a plan to meets those goals, and together, regularly monitor your progress.

Our process includes:

• Making the most of your employer-sponsored retirement plans and IRAs
• Determining how much you need to retire comfortably
• Managing assets before and during retirement
• Implementing Social Security strategies to potentially maximize benefits
• Keeping you up-to-date on industry changes that affect you and your family

Education funding

Higher education costs have risen far more steeply than inflation. You need to develop a detailed strategy to help meet your family’s education goals. We will work with you to understand your objectives and develop investment and accumulation strategies to help you pay for your children's education.

Insurance Planning

Risk is everywhere! Insurance protection helps to minimize your exposure to it. We review your existing protection programs together with you to determine whether they are in line with your overall financial objectives.

Estate Planning*

We will work with you and an estate planner to develop, implement, and track strategies to preserve your estate for your intended heirs. This process will offer options to potentially reduce your exposure to estate taxes and probate costs.

* For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.